Ovarian Cancer: Build a Winning Treatment Team March 10th, 2010

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If there is a diagnosis or strong suspicion of ovarian cancer, immediately go find a board certified gynecologic oncologist. This is a gynecologist who has undergone years of extra training and examinations to become board certified in the care of women with gynecologic cancers. This includes performing surgery, giving chemotherapy and recommending whether or not radiation is required. Note that radiation is rarely used in ovarian cancer treatment.

A board eligible oncologist who has completed fellowship training is an option as well. This means they have completed training, but are required to practice a few years before being allowed to take the final board certification exam. These energetic, recently trained oncologists are usually in practice with more senior physicians so you will often receive team based care in such private or University practices.

If you are under the care of a gynecologic oncologist who does not inspire confidence or does not present some kind of positive outlook, go find another one. This is not to say that they should be painting a rose garden picture. However, it is reasonable to expect your main physician to be objective but encouraging if at all possible. The treatment is hard and the outcome may not always be the best, but you do have a fighting chance and you should feel that your gynecologic oncologist is in your corner, providing personal attention and state-of-the-art information throughout.

Do not let anyone, including friends, family physicians, general gynecologists, surgical oncologists, medical oncologists, or any other doctor convince you that their team is just as good in the absence of a gynecologic oncologist. You absolutely, positively need a gynecologic oncologist as part of your team!! Again, do not let anyone convince you otherwise.

You can find help and a list of gynecologic oncologists in your area at www.sgo.org (Society of Gynecologic Oncologists) or www.wcn.org (Womens Cancer Network). To my knowledge there is no comprehensive and accurate international directory. However, you might try contacting the International Gynecologic Cancer Society at www.igcs.org, who may be able to help you find a gynecologic oncologist in your country.

Your gynecologic oncologist may or may not work closely with a medical oncologist instead of administering chemotherapy his/her-self. A medical oncologist is a doctor who specializes in giving chemotherapy to patients with all different types of cancer, gynecologic or not. Most do not see as many patients with ovarian cancer as a gynecologic oncologist, but can be very important members of a team approach in treating your cancer. In centers or medical groups where treatment is regularly delivered by a multi-disciplinary team, medical oncologists play a critical role in administering the chemotherapy, working in conjunction with a gynecologic oncologist.

Who else do you need? First of all, don’t forget that YOU are a team member! The doctors you work with will give you options, opinion, information, treat you etc., but you must be an active decision-maker because we are talking about YOUR body here. You also have to be aware of what to look for in how your body responds, so that you can relay that information to your doctor(s). They cannot guess what might be going on with you. Make sure that you feel comfortable with your doctors. You should be able to ask questions, and relay fears and concerns.

When you visit your doctor(s), make sure you have all your questions lined up and write them down if you need to in order to stay organized. Some doctors will let you record your visits, others will prefer that you don’t. An alternative is to bring a family member or friend to help you hear everything.

Other members of the team might include:

Primary Care Doctor – Your Primary Care Doctor is hopefully the one you already know and trust for your basic medical care. Usually, this doctor is a Family Practitioner by training, but may be an Internal Medicine doctor or a Gynecologist. They will often stay involved to take care of your health beyond that of cancer care and help in situations where medical management is required around the time of surgery.

Surgical Oncologist – Surgical oncologists are surgeons who spend extra years training to surgically take care of cancer patients. They are not a substitute for a gynecologic oncologist, but may be very helpful when your surgical needs go beyond that of a gynecologic oncologist. For example, while gynecologic oncologists are trained to perform surgery in many areas of the body, a surgical oncologist may be involved when a large part of the liver needs to be removed or chest surgery needs to be done.

Nurse Practitioner - Nurse-practitioners are nurses who have gone beyond the basic RN degree and received extra training in healthcare. They may assist your doctors by performing examinations on you and may or may not be authorized to write prescriptions for medications you need. This depends upon the State you live in.

Oncology Nurse – Oncology nurses are RNs who have specialized, and are often specifically certified in, cancer care. Most often you may have oncology nurses helping administer chemotherapy to you; something that they are specially certified to do.

Social Worker – Licensed social workers are your connection to broad range of support networks in your medical facility and surrounding community. Social workers may intervene by providing individual, couple, or family counseling, offering group education or support, and by working with community groups in the development of resources to assist patients in meeting their own needs.

A psychosocial assessment provides the basis for the social worker intervention. This assessment includes evaluation of patient resources, strengths, and support systems, such as:

past coping behaviors
family support
living arrangements
education level
employment
leisure interests
financial situation
The social worker also addresses the patient’s emotional response and reaction to the illness, the impact of the disease upon the family, the effect on the patient’s relationships and roles, and other personal or social problems. Alternative or Complementary Practitioners – Many centers have integrative medicine programs, or have at least some practitioners who represent alternative and complementary approaches to cancer care. The most proven options are those which help control your symptoms, help support your strength and possibly your immune system. These practitioners may have various degrees including PhD, naturopathy(ND), chiropractic (DC), or may have no degrees but with extensive experience in massage therapy, music therapy or accupuncture/accupressure. Rather than shopping for unknown practitioners with uncertain skills, the best strategy is to ask for a referral from an enlightened mainstream medicine practitioner. There is a lot of misinformation and misguided people out there, whose advice can harm you and cause you to lose your best chance of a cure.

Finally, the following are some general questions you might want to consider in setting up your team and selecting your main physicians.

Are you fellowship trained and board certified or board eligible?
Who will be my main doctor in coordinating treatment?
Do you believe in discussing options with me, including possible research alternatives?
If I have problems during treatment who do I call and how do I reach them? Is this the same on weekends?
What costs are covered by my insurance and who do I talk with about this?
What kind of support services are available to me and where do I find them?
If you are interested in complementary and natural aids, you may want to ask if your doctor would be willing to consider or discuss complementary and alternative options, or refer to a colleague who can.
To your victory!!

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Senior Helpers In Home Health Care Severna Park, MD TV Spot.wmv March 9th, 2010

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Senior Helpers Provides Many services in the Annapolis, Columbia and Severna Park, Maryland area. We provide a full array of Home Care services for seniors and the elderly living in this beautiful area. Our Home Care Services are provided by bonded and insured employees and all employees pass a National Background check. If you need Home Care services in Annapolis, Columbia, Severna Park, and the surrounding areas we are an excellent choice with impeccable references. Home Health Care for your elderly loved ones is never an easy choice but we can promise we will do our best to make it as painless as possible. From our family to yours we sincerely thank you for considering Senior Helpers of Annapolis, Columbia and Severna Park Home Health Care Company.

http://www.youtube.com/watch?v=eIyPPMyeLis&hl=en

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08.14.2009 – Dana Gould Reports on Health Care March 8th, 2010

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(Courtesy of Crooks & Liars) Real Time with Bill Maher reporter (and comedian) Dana Gould visits both a healthcare townhall protest and a Remote Area Medical clinic – essentially a traveling hospital that works in third world countries – operating in downtonw Inglewood, CA.

http://www.youtube.com/watch?v=K21_teAW0Zg&hl=en

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Access to Health Insurance For Low-Income Earners March 8th, 2010

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Access to quality heath care is essential, especially in this day and age when medical costs may soar and drain an individual or family of its lifetime savings. Not everyone, though, can afford to pay for it. Not having a health insurance coverage puts people in a precarious situation not just financially but physically.

Everyone needs health insurance young and old alike. However, some people simply do not earn enough money to pay for it with ease. Certain companies do not offer health insurance for low-income earners, particularly short-tenure workers, retail workers, construction workers, and other low-wage earners. Many of them are just not eligible for a group or employer plan. In some cases, a professional organization may make it possible for them to get into a group plan.

For individuals who can wangle the means to sustain payments for an individual plan, there are ways now to obtain a good package of health insurance for low-income earners. Some research is in order. Look up the rates offered by various health insurance companies who, in their desire to outdo one another, will offer some unique features or advantages redounding to consumer benefit. Beforehand, you may want to check your local government agencies for the possibility of qualifying for health insurance subsidy.

Speaking with an authorized insurance agent may also help you explore options for an affordable health insurance for low-income earners, without sacrificing coverage. Know that there are other factors, like your health or clear family history of illnesses, that may drive your insurance cost down. Whether it’s for the young and healthy, or for seniors or the working poor (who form majority of the uninsured) people should not imperil their lives by going without health insurance.

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Low Cost Health Insurance Revealed – Most Common Health Insurance Questions March 7th, 2010

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Understanding health insurance plans is very confusing for most consumers. It doesn’t matter whether you buying health insurance for the first time or just want to consider changing plans. We spoke to some of the industry experts and got answer to some of the most frequently asked questions.

What kinds of individual and family insurance plans are available?

There are three types of Individual and family health insurance plans described as either “indemnity”,”PPO” and “managed-care” plans. Put broadly, the major differences concern choice of healthcare providers, out-of-pocket costs and how bills are paid. Typically, PPO plans offer a broader selection of healthcare providers than managed care plans. Indemnity plans pay their share of the costs for covered services only after they receive a bill (which means that you may have to pay up front and then obtain reimbursement from your health insurance company).

There are several different types of health insurance plans. These include HMO, PPO, and POS plans. HMO’s are managed care as the insurance company determines who your doctors are and what care you will receive. POS plans are geographically focused plans that are a cross between a HMO and PPO. PPO’s make use of healthcare provider networks and you are free to choose your own doctors within the network. Healthcare providers within a network agree to perform services for PPO plan patients at pre-negotiated rates and will usually submit the claim to the insurance company for you. In general, you’ll have less paperwork and lower out-of-pocket costs with a PPO health insurance plan. You’ll have an even broader choice of healthcare providers with an indemnity plan because there is not network; it’s any doctor, any hospital, anywhere.

When can I start making appointments with my physician?

For individual insurance coverage, it depends on how long it takes for your enrollment papers to be processed through underwriting and how long it takes to review your medical records for preexisting conditions. It may take anywhere from two weeks to three months after you have submitted your enrollment paperwork plan carrier to complete underwriting. This delay depends on how long it takes to get records from your physician. Your policy only becomes effective when underwriting is completed and the insurer has agreed to issue a policy. You may see your physician after the effective date.

My spouse is losing his/her job and won’t have insurance. When can I add him/her to my health insurance?

If you have group insurance, you may add you spouse during the open enrollment period. But for individual insurance, you may submit you spouse’s application and proceed through the enrollment process at any time.

How do I change health plans?

Each year during the open enrollment period, you may elect to change your health plan carrier under group insurance. You may change your plan at anytime if you have individual insurance.

Are there preexisting condition limitations if I change health plans?

There is no preexisting condition limitation under your new plan when you transfer plans under group insurance. Any condition for which you are receiving treatment prior to your coverage change will be covered immediately by your new plan.

What happens to my health insurance when I retire?

This can be a scary situation. Retirement typically means you are older and may have a possible accumulation of preexisting conditions, which could make you uninsurable, or your preexisting conditions could be excluded. Meaning, you suddenly have to cover the cost of expensive meds or care. Fortunately, Colorado is one of 26 states that provide a safety net through a high risk uninsurable pool. If you have had coverage within 60 days, your preexisting conditions are covered immediately. Otherwise your preexisting conditions will be covered within six months as long as you are a resident of Colorado. You may find further information about this type of coverage at http://www.covercolorado.org.

What happens to my health insurance when I resign from a job?

You are entitled to continue the health coverage for up to 18 months under a Federal law referred to as COBRA. Cost of coverage is borne fully by the employee.

We will be having a child soon. How do I add this child to my health and dental insurance coverage?

You may notify and add new born children within 30 days of their birth date. Adopted children may be added after they fill out an application and go through the enrollment process.

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How to Get Inexpensive Health Insurance March 6th, 2010

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Looking to buy health insurance? Want to know how to get inexpensive health insurance with a reliable company? Here’s how …

Types of Health Insurance

There are four basic types of health plans:

Indemnity Plans – These plans let you choose your own doctor, and it pays all of your medical bills up to a specified daily amount for a specified number of days.

Indemnity plans are the most flexible health care plans, but they are the most expensive plans and they involve the most paperwork.

HMOs (Health Maintenance Organizations) - With these plans you pay a monthly premium to join a network of physicians and hospitals. You must choose a primary care physician within the network who oversees your medical care.

HMOs are the most restrictive of all the health insurance plans, but they’re also the cheapest plans. Co-payments are either very low ($5 to $10) or are free.

PPOs (Preferred Provider Organizations) – With these plans you also pay a monthly premium to join a network of physicians and hospitals. You can choose to see whatever doctor you prefer, but if he or she is not part of the network you’ll need to pay an extra fee.

PPOs cost a little more than HMOs, but a lot of people prefer them because they are less restrictive. Co-payments average $5 to $10.

POS (Point of Service plans) - These plans are a combination of HMOs and POSs. You must choose a primary care physician to oversee your healthcare treatment, but you can see a non-network physician without having to pay extra fees if your primary care physician refers you to him.

POS plans cost a little more the PPOs and HMOs, but are more flexible. Co-payments are about the same as for HMOs and PPOs.

Which Plan is Best?

In order to determine which health insurance plan will best meet your needs, you need to find out the following:

* Does the plan cover the services you need?

* What co-pays, deductibles, and coinsurances does the plan have?

* How much freedom do you have in choosing your own physician?

* What is the waiting period for pre-existing conditions?

Inexpensive Health Insurance

In order to get the best rates on health insurance you need to comparison shop. Thanks to the Internet, you don’t have to spend hours on end calling local insurance companies or surfing single-company websites to get quotes. Now you can go to an insurance comparison website, fill our a simple questionnaire, and get quotes from multiple comapnies.

The best comparison sites only deal with A-rated companies so you know the company you choose will be reliable and will give you good service. Theses sites also have an insurance expert on hand to answer any insurance questions you may have. (See link below.)

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Health Insurance Savings Tips 1 March 6th, 2010

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Do you want to save on your health insurance spend? Then you’ve come to the right article. I’ll show you a number of tips that will help you either get more affordable rates or reduce your cost in other ways…

1. Some persons are not poor enough to qualify for plans for low-income earner and as well have financial challenges that make standard policies costly. If you are among such people, you’ll benefit much if you get a discount medical card.

With these cards you are given medical attention from a network of doctors who have agreed to render services to card carriers at lower rates. This card is not issued by insurance companies.

It is as well a great choice for individuals with a pre-existing health condition that will disqualify them from most health insurance providers or make them pay very exorbitant premiums. This kind of card does not decline anyone for any reason.

Just make your monthly payments and you’ll use a network of doctors who will bill you less for their services.

2. You can lower your rates by avoiding alcoholic beverages. Alcoholics pay more for health insurance. You are aware that several ailments are caused heavy drinking.

What quantity of alcohol can you take without any side effect? I cannot advise you on that since I am not a specialist on such matters.

But here’s what I’m sure of: Staying away from alcohol in its totality will do you a world of good. If you cannot stay away totally, drink in moderation if you want to reduce your risk.

It is just that for most people drinking in moderation is even more difficult than quitting. You can be assisted if you really want to quit drinking.

3. If you’re married you will save by being on one policy. You have to go through your options though to see which gets you more savings. This is because depending on your details and health conditions, you may save more by buying two separate policies.

4. Don’t become shortchanged by the cheapest quote as you shop for low cost health insurance. You have to avoid a cheap quote that does not give you the desired value. You can get very cheap quotes that give you the quality you are after if you do your shopping extensively. Nevertheless, if you are required to pay little more for adequate coverage, then do so.

I say this because some cheap quotes could be so because they have much value to offer you. A health insurance package that gives inadequate coverage isn’t worth it even if it’s five times less than the quote that offers you the right coverage.

5. It is profitable to be loyal to the same insurer. Some insurers will give you discounts of about 5 percent once you stick to them for over 3 years while others will give you discounts for staying up to five years. The longer you stay with the same insurer, the more the discount you’re likely to be given.

6. You could save several hundreds or even a few thousand dollars by simply obtaining quotes from at least five insurance quotes sites. The entire process is quick, easy and free.

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AMAZING SPEECH BY WAR VETERAN Asombroso discurso de un Veterano SUBTITULADO ESPAÑOL March 5th, 2010

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DISCURSO DE MIKE PRYSNER indicando quienes son el enemigo verdadero de su pais. Our real enemy is not the ones living in a distant land whose names or policies we don’t understand; The real enemy is a system that wages war when it’s profitable, the ceos who lay us off our jobs when it’s profitable, the Insurance Companies who deny us Health care when it’s profitable, the Banks who take away our homes when it’s profitable. Our enemies are not several hundred thousands away. They are right here in front of us – Mike Prysner

http://www.youtube.com/watch?v=9kWU-JHetMM&hl=en

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Affordable Arizona Group Health Insurance March 5th, 2010

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When you’re looking for affordable Arizona group health insurance, you need to choose a group health insurance plan that either already offers the perfect combination of health coverage you need, or allows you to choose the combination of health coverage options you need. The most affordable Arizona group health insurance policy for you is going to be the one that offers exactly the amount of health coverage you need, at the price you can afford. In Arizona, there are nine basic kinds of group health insurance coverage: major medical expense, accident-only coverage, specified disease or specified accident, disability income protection, long term care, and Medicare supplement, as well as health maintenance organizations (HMO), preferred provider organizations (PPO), and point-of-service (POS).

When you purchase affordable Arizona group health insurance that provides coverage for major medical expenses, you’re getting just that – coverage for those medical procedures that are considered “major,” such as surgeries. Similarly, accident-only coverage provides coverage for health-related accidents, as well as those that relate in death, loss of a limb or limbs, and loss of your eyesight, while coverage for specified diseases and specified accidents only provide coverage for those diseases and accidents listed in your group health insurance policy. Disability income protection makes sure you get a percentage of your paycheck should you become disabled and unable to work for a specific period of time. Long term care coverage and Medicare supplement usually aren’t offered with employer-sponsored Arizona group health insurance packages, but can be purchased additionally from the health insurance company or another private health insurance company.

HMO, PPO, and POS aren’t the specific coverage you get with your Arizona group health insurance policy; rather, they are the ways in which you will get that coverage. HMO and PPO both cover doctors within a network – PPO usually allows you to see a doctor out-of-network at a higher deductible – and POS is a mix of HMO and PPO.

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